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Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
More Money


The Five Worst Reasons to Buy a House
Buying a house is a major financial and emotional decision—and you don't want to regret it.


Trump Has Paused an Order That Would Have Made Shein and Temu Purchases More Expensive
The USPS will resume shipping Chinese packages, but with additional fees.


These Are My Favorite Price-Tracking Tools
Camelcamelcamel, Honey, SlickDeals, and others can help you determine whether those online deals are, well, really deals.


The Best Strategy for Buying a Car When You’re Paying With Cash
Buying a car with cash can save you money—but you shouldn’t tell the salesperson what you’re up to right away.


How to Find Any Lost 401(k)
There's a new government tool to track down your 401(k)s.


Why You Should Buy Your Valentine's Day Flowers Early
Roses are timeless. Their prices are not.


The Five Best Tax Filing Services for 2025
The sooner you file, the sooner you can get your money back.


It's About to Get Much Easier to Cancel Your Subscriptions
We shouldn't have to hunt down the "unsubscribe" button.


'Pocket Listings' May Be the Key to Finding Your Next Home
Off-market listings can give you more options when house hunting.


It Just Got Easier for Part-Time Workers to Save for Retirement
A new rule opens the door for part-time workers to contribute to their employers' 401(k) plans.


The Hottest Valentine’s Day Gifts of 2025 (According to TikTok)
You don't need to guess what your boo wants. The algorithm already knows.


How to Track Your 2024 Federal Tax Refund
You filed your taxes—now where's your money?


All the Ways to File Your Taxes for Free in 2025
You probably don't have to pay to pay your taxes.


What to Consider Buying Before Trump’s Tariffs Go Into Effect
Keep your eye on automobiles, appliances, electronics, and more.


Is It Ever a Good Idea to Opt for an Adjustable Rate Mortgage?
You could save on interest, but it needs to be a calculated risk.


Five Concrete Ways to Lower the Cost of a Home Renovation
A little sweat equity and some smart choices can help keep the cost of renovating your house down.


How to Do an Audit on Your Own Spending
Take a good, hard look at exactly where your money is going.


How ‘Scary Hour’ Helps Me Stay on Top of My Finances
Build your financial confidence through small wins.


What Homeowners Insurance Actually Covers (and How Much You Should Have)
Make sure you're covered when disaster strikes.


10 Concrete Ways to Save More for Retirement in 2025
Everyone wants to put more toward retirement. Here's how to actually do it.