Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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Six Warning Signs That an HOA Is Poorly Run
The neighborhood or building is great, and the people seem friendly—but here’s how to tell if you’re buying into a mismanaged community.
Don't Rely on a 'Monte Carlo' Retirement Analysis
A Monte Carlo analysis can be a useful tool—but it has its limitations.
Are You a 'Financial Mutant'? (And Why You Should Be)
A mindset shift can go a long way to stretch your dollar further.
How to Uncover 'Hidden Liens' Before Your Next Car or Home Purchase
A lien on your house or car title is a bad thing. A lien you didn’t even know was there is even worse.
How to Track the Political Donations of Your Friends and Enemies
You can easily find how much people you know have contributed to political candidates and campaigns.
How to Decide Whether to Put Your Cash in a Bank, Neobank, or Fintech Platform
Make sure you always have safe access to your money when you need it.
Five Signs That a Political Donation Request Is a Scam
Here's how to tell whether those texts and emails asking for political donations are real—or from an opportunistic scammer.
How Election Years Can Create Financial Stress (and What to Do About It)
Protect your wallet from all this uncertainty.
How I Bought My First Home: A 24-Year-Old Engineer in Maryland
Here's how a 24-year-old engineer in Maryland sealed the deal on his first home.
Beware of These Red Flags at a ‘Buy Here, Pay Here’ Car Dealership
If you have bad credit a Buy Here, Pay Here car dealership will still sell you a car—but watch out for these scammy tactics.
How a Stock’s Opening Price Is Set for the Day (and Why It Matters)
You can make better investment decisions by recognizing how these factors impact stock prices.
How to Choose the Best Credit Card to Use for Major Purchases
If you're going to put a big charge on your credit card, make it work for you.
The Real Cost of a Peloton
The bike is one thing. The accessories are another.
Seven Things to Do If Your House Value Suddenly Changes
If the value of your home’s property value changes dramatically—up or down—you should take action to benefit or protect yourself.
When You Should (and Shouldn't) Cosign a Loan
You might be better off lending money the old-fashioned way.
10 Signs Your Neighborhood Is Going Downhill
From changing grocery chains to rising property taxes, if you see these signs in your neighborhood, it might be time to call a Realtor.
Inheriting a House Is More Expensive Than People Think
Inheriting a house can cause you serious financial harm if you’re not careful.
Use the 25% Rule to Decide How Much Home You Can Afford
Home prices are going down in some markets, and rising in others—here's how much you can afford.
The Difference Between a Pre-Approved Mortgage and Pre-Qualification (and Why It Matters)
Knowing the difference will help you move through the mortgage process a lot smoother.
If You Got a Package You Didn't Order, It Might Be a Scam
Pay attention to free Amazon stuff that just shows up—and take action.