Credit Cards

Just because a credit card has an annual fee (even a high one), doesn't mean it's a bad choice.

Annual credit card fees can be worth the cost, depending on your situation.

Upgrade your travel game with lounge access, TSA PreCheck, and more.

Regular credit card points have more flexibility, but frequent flyer credit cards often have other built-in benefits.

Many credit cards come with travel coverage—here are some of our favorites.

You may already have access to a fancy airport lounge and not even know it.

If you have bad credit (or no credit history), here are the best options for you.

Plus, let's figure out what a good credit score actually is.

Many cells phones offer cell phone theft and damage insurance for no additional cost.

For most borrowers, a simple cash back card is always going to be the better option.

Charge cards are a whole other financial product, apart from credit cards.

Silicon Valley's X1 credit card does have some “smart” offerings you don’t see with traditional lenders.

Sometimes downgrading is a better option than canceling your card completely.

Lenders' policies vary, but your best bet is to close your account within a month of renewal.

Many hotel cards offer automatic upgrades and perks that don't require extra spending.

To get the best credit score, you'll need to know your credit card's closing date.

It's usually a terrible idea—unless you're looking to cash in on a rewards card sign-up bonus.

The price hike comes with additional—and generous—spending credits to offset it.

Requesting an increase can temporarily ding your credit—here's how to know it'll pay off.

Maybe you'll be turned down, but some lenders will honor bonuses even after you've signed up.