Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How to Protect Your Kids From Identity Theft
It’s ludicrously easy for bad actors to use a child’s identity to open up fraudulent accounts.
These Nine States Will Have Lower Income Taxes This Year
If you live in one of these states, you might notice a welcome change in your paycheck starting in 2025.
Mark Down These Eight Tax Dates and Deadlines Now
Tax Day is April 15, but there are other important dates not to miss.
How Opening Multiple Bank Accounts Helped Me Manage My Money Better
I am not naturally financially responsible, but this has helped.
Here's What You Should Do If Your Insurance Company Drops Your Fire (or Flood) Coverage
When the unthinkable happens, these are the steps you can take.
You’re Probably Checking Your 401(k) Too Often
Staring at the number won't make it go up.
Medical Debt Won't Hurt Your Credit Score Anymore
A new policy could boost credit scores for millions of Americans.
Here's When (and How) to Rebalance Your Investment Portfolio
Start the new year with a fresh look at your investments.
How Long It Will (Probably) Take to Buy a House
Of course, a number of obstacles could complicate an already tricky process.
The Best Time of Year to Contribute to Your IRA Is Now
The sooner you get your money into the account, the sooner it can start growing tax-deferred.
How Identifying Your Money Values Can Help You Budget Better
Budgeting is about so much more than dollars and cents.
What Happens to Your Debts When You Die
Unfortunately, (most of) your debts outlive you.
You Need Beneficiaries for More Accounts Than You Think
Here's how to choose the right beneficiary for all sorts of accounts.
Here's How Much You Should Save in Your 401(k) in 2025
Take advantage of increased the contribution limits in 2025.
You Can Fight (and Avoid) Your Landlord's Cleaning Fees
Don't let your landlord sock you with a massive cleaning fee that eats your security deposit.
Five Ways to Save Money With a ‘Low-Buy’ Period
It's a way to think more intentionally about your spending.
You Can Spend Down Your FSA With Your Amazon Account
Don't let your hard-earned funds go to waste.
The Best Last-Minute Christmas Gift Ideas for Under $30
Take advantage of in-store pick-up options, and do it quick.
Five Examples of Trash That You Can Sell for Decent Money
One person’s trash really is another’s treasure. You can make money picking up stuff other people leave behind.
When to Hire a Financial Advisor (and When to Invest on Your Own)
Make sure the value your advisor brings is worth the cost.