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Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How to Spot (and Avoid) These Utility Scams
That urgent call isn't actually from your utility provider.


How to Do a Personal Property Inventory (and Why You Should Once a Year)
Once a year, you should document the condition and value of your possessions to ensure you get full coverage if needed.


Which Event Ticket Sites Have the Best Deals?
Because Ticketmaster, StubHub, Vivid Seats, SeatGeek, and TickPick are not all created equal.


10 Things You Can Rent Out for Extra Cash
You own stuff, like a car or a house. If you need extra cash, you can monetize your stuff in a lot of different ways.


You Might Be Able to Get a 401K Match for Your Student Loan Payments
Qualified loan payments can now be treated like retirement contributions.


Five Things to Know Before You Make a Political Donation
You know, in case that debate changed your mind one way or another.


The 11 Different Kinds of Checking Accounts
Not all checking accounts are created equal, and some are created for specific people.


Five Reasons to ‘Upgrade’ a Credit Card (and When to Apply for a New One)
Sometimes getting a new card is the way to go—but not always.


Target's Popular Car Seat Trade-in Event Is Back for Two Weeks
Drop off your old seat from Sept. 15-18 and get 20% off a new one.


Seven Grammar and Language Red Flags to Help You Spot Scam Emails and Texts
"Kindly" watch for these tell-tale signs of a phishy message, "my dear."


When You Should (and Shouldn't) Buy Your Leased Car
If your vehicle lease is coming to an end, you have a decision to make.


Five Things a Real Cop Will Never Ask You to Do
Scammers sometimes pretend to be police—and they always tell you to do things no real cop would ever.


Why Your Money May Not Be Safe in a Digital Bank, Even If It's FDIC-Insured
Fintech customers are learning the nuances of "FDIC-insured" the hard way.


How to Get a Rebate on Energy-Efficient Appliances and Home Upgrades
You can save on certain upgrades through the Inflation Reduction Act.


Eight Lazy Repairs to Watch Out for When Buying a Former Rental Property
Landlords and tenants put a lot of effort into hiding problems.


How to Tell If That Class Action Settlement Notice Is Actually a Scam
Hey, it’s free money—if it’s not a scam.


What Is a Credit Builder Loan (and When Should You Get One)?
Build credit and savings at the same time.


That Chase Bank ‘Glitch’ Was Actually Massive Check Fraud
TikTok reinvented a good old-fashioned banking scam.


The Four Signs You're Dealing With a Garage Sale Vulture
Some folks will come to your garage sale to find treasure you didn’t know you had—and maybe rip you off.


What Is a Reverse Mortgage (and Should You Ever Get One)?
It's a unique type of loan, but it's not free money.